checkout the repository (if you are not the owner of it and just checked it in)[]
read/write access - you need an account on the server hosting git[]
git clone ssh://146.124.44.190/pub/git/example_<user>.git
or
git clone ssh://<user>@146.124.44.190/pub/git/example_<user>.git
read only anonymous access[]
for this to work we need to run /usr/local/libexec/git-core/git-daemon --base-path=/pub/git/ --export-all on the server hosting git
git clone git://146.124.44.190/example_<user>.git